Assisted Living Financing

Competitive rates and terms

Assisted Living & Residential Care Facility Financing

Terms For Commercial Loans
for Assisted Living Care Facilities

JC Capital Group provides commercial mortgage loans for assisted living centers were both the property and business serve as collateral for the commercial mortgage. Assisted living loans are available for owner operator centers with strong current and historical financials.

  • Assisted living facility commercial loans from $350,000
  • Loans collateralized by commercial real estate only
  • Acquisition or refinance of stabilized care facilities
  • 3-30 year fixed rate
  • 10-30 year amortizations
  • Flexible prepay options
  • Up to 90% LTV
  • Recourse and non-recourse options
  • Stabilized occupancy required
  • Programs available for both owner-operator facilities
    and operator leased properties

JC Capital Group provides commercial real estate loans for healthcare related businesses, including:

  • Assisted Living (ALF)
  • Seniors Housing
  • Skilled Nursing
  • Alzheimer’s
  • Medical Office Buildings and Condos
  • Residential Care Facilities

Type of Loans Available

  • SBA Financing with as little as 10% down
  • Conventional Loan financing with 20-25% down
  • Competitive rates and Terms
  • High Closing Rate
  • Access to Multiple Loan Products

As the name implies, RCFE’s, also called assisted living facilities, are often located in suburban residential neighborhoods.

Many of these assisted living facilities are permitted to house between 3 – 20 adults. As a result, buyers and sellers are often represented by residential real estate agents and brokers who are only familiar with residential mortgage financing.

Though residential mortgage financing would suffice under normal circumstances, the business acquisition component makes finding the right financing difficult. That is why it’s important to align yourself with an expert, especially when the real estate and business changes ownership in a sale transaction.

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